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Category: Financing

Why confidence, not rates, will decide fixed vs. variable mortgages in 2026

Joel Fox Financing Mortgages National Jan. 23 2026

On the heels of two Bank of Canada rate cuts in 2025, real estate experts, buyers and sellers are watching with cautious optimism to see whether lower borrowing costs will translate into renewed housing activity — particularly in major markets like Toronto and Vancouver, where sales have hit record lows.

Traditional lenders drove 2024 mortgage growth in Ontario: FSRA

Tyler Choi Financing Financing Ontario Aug. 21 2025

Traditional lenders saw a minor increase in mortgage activity in 2024 as the number of mortgages from private lenders ticked downward, new data from the Financial Services Regulatory Authority of Ontario (FSRA) shows.

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