Mortgage stress is returning to the housing conversation in a way Canadians haven’t seen in years. Recent CMHC data shows mortgage delinquencies rising, with one million mortgages set to renew this year at mostly higher interest rates.
Some of the most effective regulations in North America were not born in committee rooms or policy papers. They emerged from catastrophe. Canada learned that lesson with devastating clarity. It's also a lesson relevant in today's urban growth policies.
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